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A basic guide to obtaining finance

The web is a great place to start when you're looking to finance your next vehicle. Naturally, you should take your time when looking for the best deal. Compare the interest, finance rates and fees of the banks with finance providers to see what works best for you.

It goes without saying that financiers will scrutinise your books. The greater the purchase price, the more detail you will be asked to provide.

Make absolutely certain you understand exactly how the interest and finance rates being offered affect you. For example, it's a good idea to avoid setting the repayment term for too long. Be sure to read all the fine print and if in doubt about anything, ask a question.

Last but not least, don't forget to tell your insurance company about your new acquisition, as your cover will probably need adjusting.